Chapter 7 Trustee

The chapter 7 trustee is a private party who is appointed by the US Trustee’s Office to oversee chapter 7 cases.  Most chapter 7 trustees are attorneys, but some are CPAs or people with backgrounds in business.  The chapter 7 trustee conducts the 341 meeting of creditors, reviews the petition for accuracy, collects and liquidates assets, makes the asset report … Continue reading »

Bankruptcy And Your Security Clearance

When you have a security clearance, financial problems are even more stressful because you worry about your security clearance.  For most people, bankruptcy seems like an obvious solution to financial trouble.  If you have a security clearance, you worry about whether the bankruptcy will affect your security clearance.  Here’ what you need to know about your security clearance and bankruptcy. … Continue reading »

Personal Injury and Bankruptcy

If you have been in an accident or injured at work, it can all cause financial difficulties.  A bankruptcy during your personal injury case can relieve the pressure of harassing creditors and help you focus on your recovery and personal injury case.  Federal bankruptcy exemptions allow you to keep all or part of the proceeds of a personal injury case … Continue reading »

Chapter 7 Bankruptcy Advantages

Part of filing bankruptcy is choosing the right chapter to file under.  In my experience as a Seattle – Kent bankruptcy lawyer I have helped people not just file bankruptcy, but find the right bankruptcy chapter for their situation.  Chapter 7 is the best choice for most of my clients.  This is because a chapter 7 bankruptcy is the fastest, … Continue reading »

Keeping Your Car – Reaffirmation Agreements

If you want to keep your car after a chapter 7 bankruptcy, you must complete a reaffirmation agreement.  I can help you with the reaffirmation agreement.  A reaffirmation agreement is one area where it helps to have to have the experience of a Seattle – Kent bankruptcy lawyer to assist you. If you do not sign a reaffirmation agreement, then … Continue reading »

Choosing Chapter 13 Bankruptcy

Definitely one of the hardest things about filing bankruptcy is figuring out what chapter you should file under.  You can file under either chapter 7 or chapter 13.  Each chapter has its upsides and its downsides.  As a Seattle – Kent bankruptcy lawyer, I can help you make the right choice. Sometimes people are hesitant about choosing a chapter 13 … Continue reading »

Choosing Chapter 7 Bankruptcy

One of the hardest things about filing bankruptcy is figuring out what chapter you should file under.  You can file under either chapter 7 or chapter 13.  Each chapter has its upsides and its downsides.  Some people have heard a rumor that chapter 7 was abolished or that it’s hard to qualify for chapter 7; but, that’s not true.  The … Continue reading »

Credit Cards in Bankruptcy

Everyone has credit card debt and credit card debt is one of the most common debts in bankruptcy.  All of my clients want to know what will happen to their credit cards in bankruptcy.  First, credit cards can be discharged in bankruptcy.  A credit card debt is a a general unsecured debt in a bankruptcy.  A general unsecured debt has … Continue reading »