Choosing Chapter 13 Bankruptcy

Definitely one of the hardest things about filing bankruptcy is figuring out what chapter you should file under.  You can file under either chapter 7 or chapter 13.  Each chapter has its upsides and its downsides.  As a Seattle – Kent bankruptcy lawyer, I can help you make the right choice. Sometimes people are hesitant about choosing a chapter 13 … Continue reading »

Choosing Chapter 7 Bankruptcy

One of the hardest things about filing bankruptcy is figuring out what chapter you should file under.  You can file under either chapter 7 or chapter 13.  Each chapter has its upsides and its downsides.  Some people have heard a rumor that chapter 7 was abolished or that it’s hard to qualify for chapter 7; but, that’s not true.  The … Continue reading »

Adversary Proceedings – The Bankruptcy Lawsuit

An adversary proceeding is a lawsuit that is part of a bankruptcy case.  Most cases do not involve an adversary proceeding.  This is because adversary proceedings are not necessary for you to get a discharge.  An adversary proceeding functions like any other lawsuit.  There is a plaintiff and a defendant.  The plaintiff is the party that starts the case and … Continue reading »

Credit Cards in Bankruptcy

Everyone has credit card debt and credit card debt is one of the most common debts in bankruptcy.  All of my clients want to know what will happen to their credit cards in bankruptcy.  First, credit cards can be discharged in bankruptcy.  A credit card debt is a a general unsecured debt in a bankruptcy.  A general unsecured debt has … Continue reading »